Turn Risk Management into Wealth Creation
— 831(B) CAPTIVE INSURANCE SPECIALISTS —
We help mid-market businesses form and manage captive insurance companies — transforming risk into a strategic asset that builds long-term value.
Rapid 60–120 Day Formation
Long-Term Partnership Model
Actuarially Supported Programs
Comprehensive Captive
Insurance Solutions
— WHAT WE DO
From initial feasibility through ongoing management, we handle every aspect of your captive insurance program with precision.
01
Feasibility Analysis
We conduct a thorough assessment of your risk profile, evaluating whether a captive structure aligns with your business objectives and financial goals.
02
Formation & Licensing
Complete setup — business plan, actuarial studies, domicile selection, regulatory filing, and capitalization — handled end-to-end by our team.
03
Risk Coverage Design
Custom policy design covering enterprise risks — business interruption, cyber, supply chain, key person, regulatory, and more — tailored to your exposures.
04
Claims & Financial Management
Ongoing claims administration, reserve management, and conservative investment strategy to grow your captive's assets responsibly over time.
05
Compliance & Reporting
Annual actuarial reviews, compliant administration, audit coordination, and comprehensive documentation to keep your program organized and well maintained.
06
Strategic Advisory
Long-term guidance on captive optimization, reinsurance, risk retention adjustments, and exit planning as your business evolves and grows.
Risk-First. Not Tax-First.
— OUR PHILOSOPHY
We build captive programs grounded in genuine risk management — not tax schemes. This ensures lasting value and full regulatory confidence.
Every captive we form covers real, identifiable business risks with actuarially-supported premiums and defensible loss projections.
Genuine Risk Transfer
Premium dollars retained within your captive accumulate tax-advantaged, creating a dedicated capital reserve you control — not the commercial market.
Wealth-Building Engine
We don't just form your captive and disappear. Year after year, we manage, optimize, and protect the program we built together.
Dedicated Partnership
Your captive program seamlessly integrates with your current reinsurance position — complementing existing coverage rather than replacing it.
Reinsurance Integration
$2.9M
2026 annual premium threshold for 831(b) election
(indexed for inflation)
60-120
Days from feasibility study to licensing and first policy issuance
"The best captive programs are built on substance — real risks, real coverage, real claims. Tax benefits follow naturally."
Your Path to Captive Insurance Ownership
— HOW IT WORKS
A clear, structured process that takes your business from initial inquiry to a fully operational captive.
1
We analyze your risks, financials, and insurance spend to determine if a captive is the right fit.
Discovery & Feasability
2
Custom policy structure, premium calculations, and domicile selection — all backed by independent actuarial analysis.
Design & Actuarial
3
We handle all regulatory filings, capitalization, and legal setup to get your captive licensed and operational.
Formation & Licensing
4
Year-round administration — claims, compliance, reporting, and strategic optimization as your business grows.
Ongoing Management
Ready to Maximize the Return on Your Risk?
GET STARTED —
Contact us for a complimentary consultation. We'll show you how a captive insurance strategy can transform your approach to risk.